Getting started

You don't need a wallet or an account to use Lendwise for research. Connect one only when you want to act on what you find.

1. Open the app

Go to lendwise.fi. You'll land on the market table — every tracked supply and borrow product, filterable by asset, protocol, and chain.

2. Pick what you're doing

• Lending? Filter by the asset you hold (e.g. USDC) and sort by net supply APY. Lendwise shows the same asset across every protocol and chain side by side.
• Borrowing? Filter by the asset you want to borrow and the collateral you'll post. Sort by net borrow APY (lower is cheaper).

3. Read the rate correctly

Every rate on Lendwise is a net APY computed the same way for every protocol:

• Supply net = base − fees + rewards
• Borrow net = base + fees − rewards

So a 5.1% USDC supply on one venue is directly comparable to a 4.8% USDC supply on another — no mental adjustment needed. Expand a row to see the full breakdown (base, rewards, fees, and each reward token).

4. Act (optional)

When you've found a better venue, open the protocol and execute the move there. Lendwise points you to the opportunity; the transaction happens on the underlying protocol.

5. Build on it

Want alerts, a custom dashboard, or your own optimizer? The same data powering the app is available through the GraphQL API — no key required for public queries.

Next

• The optimizer — the logic behind "you're in the wrong market".
• Data & methodology — exactly how each number is produced.